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overdraft protection

In an Uncertain World, Look for the Silver Lining

Dec
04
In an Uncertain World, Look for the Silver Lining

When it comes to putting the finishing touches on strategic plans and budgets for 2017, thinking through solutions to the industry’s on-going challenges can have even the most seasoned credit union management team shaking their heads. In today’s environment, there are many circumstances beyond your control – unsettled economic conditions, interest rate pressure, regulatory and compliance expectations, competition from familiar and untraditional sources, the costs of technology and cyber security, as well as ever-changing member service expectations.

Posted By Brianna O'Hara read more

Disparate Impact Studies Especially Tough on Dynamic Matrix Systems

Sep
05
Disparate Impact Studies Especially Tough on Dynamic Matrix Systems

As regulations on financial products and services continue to rank among the top concerns for credit unions, many institutions are re-evaluating the viability of the products they offer to their members.

Posted By Brianna O'Hara read more

Waiting to Implement an Overdraft Program Could Cost You

Aug
07
Waiting to Implement an Overdraft Program Could Cost You

Delaying action until regulators issue new rules on overdraft protection programs negatively impacts more than you think. In today’s highly regulated environment, financial institutions remain focused on any and all regulatory announcements and rulings regarding issues that affect their performance and profitability.

Posted By Brianna O'Hara read more

Get the Most Out of Your Overdraft Program

Dec
30
Get the Most Out of Your Overdraft Program

This article was written by John M. Floyd (pictured at right), chairman and CEO of John M. Floyd & Associates (JMFA). JMFA is a leading provider of profitability and performance-improvement consulting. 

Posted By Nora Revie read more
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