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SLCCU, City of St. Louis Help People Get to Work with the Sure Rides™ Auto Loan Program

St. Louis Community Credit Union (SLCCU), in conjunction with the City of St. Louis, is launching a unique lending partnership called the Sure Rides™ Auto Loan program. This initiative is designed to help qualified clients of select workforce development agencies get to work by giving them access to affordable car loans.

“We understand that some individuals may be credit challenged, which leaves them shut out from receiving car loans when they need them most,” said Steve Dilley, SVP & chief lending officer of SLCCU. “St. Louis Community Credit Union is choosing to put the consumer first by becoming part of the solution and helping as many people as possible.”

Oftentimes, people may have the capacity and skill to work, but cannot get to a job regularly because they don’t own a car. SLCCU will join forces with St. Louis Agency on Training and Employment (SLATE, the City of St. Louis’ job training agency), Family and Workforce Centers of America (FWCA), Employment Connection and the Urban League to bridge this gap by creating pathways out of poverty through stable employment.

“People who don’t have good credit, or who may not have a job, will have a tougher time building a better life for themselves,” said Mayor Francis Slay. “St. Louis Community Credit Union is helping our residents gain access to reliable transportation, which is a good step toward upward mobility – better job opportunities and financial stability.”

As a Community Development Financial Institution (CDFI), SLCCU has the ability to receive grants and create outreach programs that actively serve the community. The Sure Rides™ Auto Loan program was made possible through a grant from the U.S. Treasury, which allows the credit union to participate in making auto loans to qualified low-income borrowers. 

For eligibility requirements for the Sure Rides™ Auto Loan program, click here

Car ownership doesn't stop at financing. To make owning a car more affordable, SLCCU has partnered with the following organizations:

  • Select partner dealerships, like Enterprise and the Dean Team, will provide applicants (qualified and approved by SLCCU) affordable automobile options to choose from. 
  • Richard K Gaines Inc., a “One Stop” insurance brokerage firm, will give auto owners the insurance options they deserve.
  • Ranken Technical College will provide car inspections to help Sure Rides participants become better informed consumers.
  • SLCCU's Foundation will sponsor free auto buying and maintenance seminars and overall financial education classes at the CU Excel Center in Northwoods. 

Top caption (l to r): Dorothy Bell (Chief Marketing Officer, St. Louis Community Credit Union), Michael Holmes (Executive Director St. Louis Agency on Training and Employment/SLATE), Mayor Slay, Gerald Brooks (Board Chairman, St. Louis Community Credit Union) and Patrick Adams (CEO, St. Louis Community Credit Union)

Bottom caption: SLCCU and partner organizations take a photo with Mayor Slay.