Financial literacy resources
Here's a few resources that may be helpful to credit union staff and volunteers. If you're searching for content to include in member-facing publications or share via social media accounts, please visit our Marketing Resources page.
Have a resource to add? Send a message to the communications department.
This list is compiled as a resource for the credit union community. It is not an endorsement of any of these groups, programs, companies or foundations.
A campaign managed by the nonprofit Consumer Federation of America, motivates, encourages, and supports low- to moderate-income households to save money, reduce debt, and build wealth. The research-based campaign uses the principles of behavioral economics and social marketing to change behavior. Non‐profit, government, and corporate groups participate in America Saves nationally and through local, regional, and statewide campaigns around the country.
BizKid$ is a public television series dedicated to financial literacy for kids. It is a weekly 30-minute TV show by the Emmy award-winning creators of "Bill Nye the Science Guy.” The show is fun, fast-paced, and features compelling stories about real-life kid entrepreneurs and reinforces the importance of budgeting, saving, and giving back to the community.
The Center for Financial Services and Innovation (CFSI) has published a variety of research, from targeted surveys to tactical consumer studies, that aim to provide a foundational understanding of the challenges and opportunities for all sectors to achieve consumer financial health.
CUNA Seminars in a Box for Members
Adult member education is vital when you consider the sheer numbers of issues facing consumers. CUNA Seminars in a Box for Members" includes everything you need to plan and execute a member seminar —just add the members! Topics include auto buying, credit, fraud and security, home buying, money management and organization and savings and investments.
FDIC Money Smart
The FDIC's Money Smart for Young People series consists of four free curriculum products. Each age-appropriate curriculum includes lesson plans for educators along with guides for parents and caregivers. The materials are available for immediate download.
FoolProof was founded because of Walter Cronkite’s interest in honest financial literacy education. The foundation provides a turnkey curriculum for high schools; a separate turnkey online course for colleges to use in orientation and for students to use individually; a program designed for homeschoolers. It also provides an online consumer newspaper for adults.
A non-profit financial wellness and credit counseling organizations. They provide free services online and on the phone. Their financial resources library also has many helpful articles with information about getting and staying out of debt, planning for major purchases and making smart financial decisions.
Housing and Credit Counseling Inc.
Housing and Credit Counseling Inc. provides many resources to help you learn how to become financially stable and meet your financial goals. Their services include financial counseling, homebuyer services, tenant and landlord counseling and financial education events.
Jump$tart is a coalition of diverse financial education stakeholders. The website has links to research about youth and finances, plenty of resources and a Clearinghouse of games that you can filter by grade (Pre-K to College/Young Adult) and price. Many resources are free. Jump$tart has coalitions in every state (including Missouri and Kansas), which host some regional events.
Member Jr is targeted to kids ages 2-12. It is a digital platform that teaches simple money concepts and financial literacy through gamification.
NCUF Retirement Fairs
The National Credit Union Foundation in cooperation with the CUNA Mutual Group has developed a Retirement Fair, "Retire on Track", to assist credit unions help their members and staff better prepare for retirement. With the guide and materials provided, participants visit seven lifestyle booths during the fair. At each booth they ponder a series of questions and then make an assessments about how much they will most likely spend on that aspect of their retirement lifestyle.
NEFE High School Financial Planning Program
Since 1984, NEFE has been addressing youth financial literacy with the nationally known NEFE High School Financial Planning Program® (HSFPP). The HSFPP consists of a seven unit student manual, instructor’s guide, and a dynamic suite of Web pages that offer a large, continually growing collection of resources, articles, and financial tools for teachers, students, and parents.
Practical Money Skills
Visa has developed a multi-lingual global program through partnerships with state and national governments, leading consumer advocates, educators and financial institutions. It offers interactive tools and games, and educational resources to help individuals and communities build stronger financial futures. The World Cup soccer and NFL-themed financial games have accompanying curriculum that can be adapted by grade-level.
Reality Fairs and Bite of Reality App
The National Credit Union Foundation's Reality Fair (or “Financial Reality Fair”) is an interactive financial literacy tool for high school students. The Reality Fair concept is a unique opportunity for students to experience some of the financial challenges they will face when they start life on their own. It’s a hands-on experience in which students identify their career choice and starting salaries then complete a budget sheet requiring them to live within their monthly salary while paying for basics such as housing, utilities, transportation, clothing, and food. Additional expenditures such as entertainment and travel are factored in as well.
$mart Money Guide
The Smart Money Guide provides an overview of how to save more and make better financial choices. The guide includes sections on planning/goals, basic money management, debt, credit, loans, credit reports, consumer resources and general details on credit unions. The guide also features a link to this workbook.
Youth Savings Month
Credit unions celebrate youth in April and encourage them to set up savings accounts and learn how to manage money. Many credit unions plan special kid-friendly activities throughout the month.