Event Info


May 2nd, 2019 9:00 AM   through   5:00 PM


SAINT LOUIS, MO 63118-1902
United States
1 day event $ 230.00

We were sold out, but now we have a bigger room for you to join us! Sign up now. 

Our one-day compliance conference will cover hot topics, data security and electronic signatures. We're bringing you national-level speakers at affordable pricing. Plus meet up with your compliance peers at our networking reception the night before.

Thanks to our generous event sponsor:


5:30 – 7 p.m. Networking Reception Night Before during Drury Kickback Hour
MAY 2                    In Town Hall Room
9 – 10 a.m.

Marijuana-Related Businesses 
Elizabeth Fast, Spencer Fane

The manufacture, distribution or sale of marijuana is still a Federal crime even though many states have legalized certain marijuana-related activities. This conflict between Federal and State law has caused much confusion. FinCEN's guidance titled "BSA Expectations Regarding Marijuana-Related Businesses" attempts to clarify the due diligence expectations and reporting requirements for financial institutions seeking to provide services to marijuana-related businesses. FinCEN's guidance expressly states its intent was to enhance the availability of financial services for marijuana-related businesses. However, we've all heard stories about examiners that have threatened regulatory action if the institution continued to do business with a marijuana business even though the business was legal under State law.

This session will explain what steps your credit union must take if you want to provide services to marijuana businesses and what types of reporting is expected by FinCEN and other law enforcement authorities.

10 – 11 a.m.

Electronic Signatures: Complying with the E-Signature Rules  
Elizabeth Fast, Spencer Fane

The Federal E-SIGN Act permits the use of electronic signatures in certain situations. Do you know when it is permissible for your credit union to accept a member's electronic signature on a loan document or a deposit account signature card? Can your member require your credit union to accept an electronic signature if your credit union wants an original ink signature? Our new electronic age makes transactions more convenient for members, but it complicates transactions for credit unions unless your credit union understands the situations where electronic signatures are legally enforceable. 

This session explains the legal and compliance issues that arise when a credit union accepts an electronic signature and when a credit union can reject an electronic signature.

11 – noon

How to Handle Data Security Breaches
Elizabeth Fast, Spencer Fane

Data breaches are becoming an everyday occurrence. Experts agree that every company is susceptible to data breaches, and that it is not a question of if but when it will happen. Credit Unions are especially vulnerable because of the goldmine of personal and financial information they control. The primary legal authority which requires your credit union to protect your member's financial information from disclosure is the Gramm-Leach-Bliley Act. The FFIEC has published a guidance titled "Final Guidance on Response Programs for Unauthorized Access to Customer Information and Consumer Notice" which details when notice about a possible data breach is required to be given to your credit union members.

This session will explain the legal and compliance requirements that your credit union must satisfy to prepare for, and to respond to, a data breach situation.

Noon – 1 p.m.


1 – 3 p.m. Supervisory & Regulatory Hot Topics: Top Concerns for Credit Unions in 2019
Jared Ihrig, CUNA

In today's regulatory environment, there are so many rules and laws to keep up with. It feels almost impossible for credit union compliance officers, management and boards to stay on top - let alone ahead of the examiners and auditors. Jared Ihrig, CUNA's Chief Compliance Officer, will discuss the top regulatory areas of focus for 2019, provide details concerning the latest in the federal regulatory environment and also discuss practical issues to consider surrounding examination trends and considerations for compliance professionals. Come listen and learn how to stay afloat in the world of regulations, while still providing excellent service to your credit union's members. 
3 – 5 p.m.

Don’t Fall Victim: ATMs, Cards, Payments, Loan Fraud & Scams
Jim Bullard, CUNA Mutual Group

Fraud costs companies, including credit unions, and consumers billions of dollars in lost time and money. Fraudsters continuously plot ways to con your credit union, your employees, and your members. This session will discuss spam, shams, and other scams impacting your lending operations, and the latest schemes and trends like skimming, shimming, jackpotting, cash-outs, card bin attacks, account takeovers impacting financial institutions.

In addition, you’ll take away key actionable steps to help your employees and members remain vigilant in their efforts to reduce loan fraud losses, and identify key steps to help reduce ATM, card, wire/ACH, and payment risk at your credit union. These can include developing keen awareness of risks and fraud tactics; implementing EMV, setting card security parameters and managing account takeovers and electronic transactions fraud

Elizabeth Fast, Partner at Spencer Fane, Chair of Banking Financial Services Group

Elizabeth Fast is a partner at Spencer Fane and chair of the Banking and Financial Services Group. For more than 20 years, she has been counseling banks, holding companies and other financial institutions on legal, regulatory and compliance matters. Before joining Spencer Fane, Elizabeth was the General Counsel, Senior Vice President and Corporate Secretary for a $9 billion publicly-traded bank with more than 130 branches, where she managed all legal, regulatory and compliance matters. This experience gave her an in-depth understanding of the internal operations of financial institutions. 

She conducts over 50 national webinars each year as well as numerous specialized training sessions for financial institutions, and has published a 900-page legal resource book on Missouri business law through Thomson West Publishing Company.

Elizabeth is a member of the Missouri State Banking Board, appointed by the Governor, and a member of the Kansas City Industrial Development Authority and the Housing Authority of Kansas City, appointed by the Mayor. 

Jared Ihrig, CUNA Chief Compliance Officer

Jonathan (Jared) Ihrig is Chief Compliance Officer for the Credit Union National Association, managing a staff of eight compliance attorneys, paralegals and staff who provide compliance information and services to leagues and credit unions, as well as CUNA's lobbyists and Advocacy team members.

He has been with CUNA since 2011.

Jared has worked within the credit union compliance, advocacy and legal system for over 23 years. Prior to joining CUNA, he served in a compliance capacity for two law firms, and at Security Service Federal Credit Union in Texas. Jared is also a Certified Public Accountant and held posts at Ernst & Young, LLP and American Airlines Federal Credit Union in Texas.

James Bullard, CUNA Mutual Group, Senior Consultant Risk & Compliance Solutions

Jim Bullard is a Senior Consultant in the Risk & Compliance Solutions department for CUNA Mutual Group. In this role, he is responsible for assisting credit unions in identifying areas of risk in their operations and recommending appropriate controls to reduce loss exposures. He serves credit unions nationally with an emphasis on Business Lending.

Prior to joining CUNA Mutual Group, Bullard held consultant positions at Solomon Edwards Group, Promontory Financial, and has more than 23 years’ experience in commercial lending at both community and super-regional banks.

Bullard graduated from the University of Georgia with a bachelor’s degree in business administration specializing in Finance. He also completed the Graduate School of Banking at Louisiana State University.

We offer tiered pricing for eligible affiliated credit unions. Scholarship assistance is available for credit unions under $100M in assets. Lunch is included.

Membership Discount Price
Affiliated credit unions $0M - $19.99M 60% off $92
Affiliated credit unions $20M - $49.99M 40% off $138
Affiliated credit unions $50M+  -  $230
Non-affiliated credit unions  -  $450


Note: Meeting venue is at Anheuser-Busch Employees Credit Union (less than 3 miles away from this recommended hotel).

Drury Inn & Suites St. Louis Convention Center
711 N Broadway
St. Louis, MO 63101

Room rate: $109/night, plus taxes and fees

Reservation deadline: Monday, April 1, 2019

Book a Hotel Room here. Reservations may also be made by calling 1-800-325-0720 and refer to group number 2368796.

Parking information: Free secured parking for guest in our room block.

Rooms also include free breakfast, wifi, and evening Kickback hour.


Clint Armistead, 800.329.3074 x1321
For registration questions or dietary and special assistance: Sharon Bahr, 800.392.3074, x1342.

May 2nd, 2019 9:00 AM   through   5:00 PM
SAINT LOUIS, MO 63118-1902
United States